Can I Take a Lookie at Your Credit Report?
Remember when in matters of amor, being a “10″ was tops (Bo Derek anyone)?
Not anymore and by a long shot if you add money to the mix.
Imagine this date scenario:
“Hi, I’m Viviana. I’m an 800. How about you?”
Romantic buzz kill, no, chatting credit reports and scores? But business and financial life strategist Louis Barajas says honest money conversations are crucial to make sure you don’t break the bank or your heart.
This has to do with some total downer statistics:
- Money causes an average three arguments a month, according to a recent Harris interactive survey.
- And couples who clash over dólares once a week are 30% more likely to get divorced, according to a 2009 Utah State University study.
Some nuggets from my interview with Louis:
- Honesty is the best policy. If I can’t trust my honey with my bank account, heck, the penny jar for that matter, our problemas go deeper than the bucks–to issues of character.
- Barajas recommends sharing bank and retirement accounts with some exceptions.
- Talking often and openly is important because you can see how your past influences your view of money today and if it will turn into an irreconcilable difference tomorrow.